Social Security System (SSS): I do regularly pay my SSS for the past five years. Also, I checked in my country. The SSS in the Philippines have saving programs called ‘flexifund’ which I recently enrolled. I’m quite stubborn honestly. I haven’t studied well the details of ‘flexifund’ but I’ll research it again. I’ll post my notes about it soon. By the way, I’ll start my contribution for ‘flexifund’ on January. With the start of 'flexifund', it will stash me a minimum of $50.
Credit Cards: As mentioned in my introduction post I have spiraling debt. Actually, I have my family as supplementary card holders which they use for emergency purpose. One card is for my brother. Though he is paying the bills, of course he cannot pay it off in one payment. Consider it silly, but yes two laptops were bought through that card.
Piece of Land. I took last month a piece of residential land. It is payable for two years at approximately $60.
Scholar. I sent an average of $100-150 for my scholar. Sometimes it is more during examination period. I considered it a bill because it is still an expense however I don’t regret sponsoring scholarship. I wish to continue this as long as I can.
Personal Loans. Again, as I mentioned in my earlier post that a substantial portion from my monthly incomes goes to loan payments. This will continue until end of 2010.
Internet Connection. $40 per month.
Honestly my monthly earnings are simply divided to these regular bills. That is why I am very keen to look for income supplement. I will need time to brainstorm for this particular subject. I have to think of effective means to supplement my income. I know there are many opportunities but I am simply not paying attention to it. This time, out of need, I have to.
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